When taking out a mortgage, you should review your home insurance arrangements.

mortgageforce™ can offer you comprehensive and competitive insurance so that you can be sure you’re always adequately covered.

Buildings Insurance: As a condition of your mortgage, you will have to take out buildings insurance. As a minimum, it should cover you up to the full cost of repairing or rebuilding your home in its present form. Buildings insurance is available at different levels and usually includes cover for your home against risks such as fire, flood or subsidence. You can also select a higher level of cover to include full accidental damage.

Contents Insurance: Contents insurance, which covers items such as furniture, carpets and similar belongings, is optional but highly advisable. Risks such as fire, flood and theft are generally covered under basic home insurance policies. More comprehensive cover is also available including extras such as full accidental damage, personal possessions and specified valuables. Premium discounts may be available if you have an alarm system and some policies offer no claims bonuses.

Your mortgageforce™ consultant will discuss the options and provide a quotation to match your requirements.

Contact mortgageforce™ on 0800 083 1006