Mortgage Broker Edinburgh

Your Local Mortgage Broker in Edinburgh & Scotland

Looking for an experienced mortgage broker in Edinburgh? Mortgage Force provides independent, whole-of-market mortgage advice to first-time buyers, home movers, homeowners, landlords and property investors across Edinburgh and throughout Scotland.

Whether you’re buying your first home, moving to a new property, reviewing your existing mortgage or building a property portfolio, our experienced advisers can help you understand your options and identify lenders and mortgage products suited to your circumstances.

Rather than approaching individual banks and building societies yourself, we compare mortgages from across the market, taking into account your income, deposit, existing commitments and future plans. We’ll explain your options clearly and guide you through the process from your initial enquiry through to mortgage application and offer.

First Time Buyer Mortgage Advice in Edinburgh

Buying your first home can be exciting, but understanding deposits, affordability, lender criteria and the different mortgage products available can quickly become complicated.

As an experienced first time buyer mortgage broker in Edinburgh, we can help you establish how much you may be able to borrow, understand the deposit you are likely to need and identify lenders whose criteria could suit your circumstances.

We’ll also explain the mortgage process in straightforward terms and help with your application, dealing with lenders and keeping you informed as your purchase progresses.

Remortgage & Home Mover Mortgages

If you’re moving home or your existing mortgage deal is approaching its end, it’s worth reviewing the options available across the market.

Our Edinburgh mortgage advisers can compare available mortgage and remortgage products and help you understand whether remaining with your current lender or switching to another provider may be more suitable.

We can also advise homeowners considering remortgaging to raise additional funds, subject to affordability and lender criteria.

Buy to Let Mortgages in Edinburgh

We provide mortgage advice to both new and experienced landlords looking to purchase or refinance rental property in Edinburgh and elsewhere in Scotland.

Buy to Let mortgages are assessed differently from standard residential mortgages, with lenders considering factors such as expected rental income, loan-to-value and your wider financial circumstances.

Our advisers can compare Buy to Let mortgage options from across the market and help you find a solution appropriate for your property and investment plans.

Mortgage Advice Across Scotland

Although we provide local mortgage advice in Edinburgh, Mortgage Force also helps customers throughout Scotland and across the UK.

Telephone and video appointments mean you don’t need to be located close to an office to access our advisers. Whether you’re buying in Edinburgh, elsewhere in Scotland or moving across the UK, we can continue to provide advice throughout the mortgage process.

This combination of local knowledge and whole-of-market access gives our customers the convenience of a personal adviser alongside access to mortgage products from a wide range of lenders.

Insurance and Protection

Finding the right mortgage is only part of planning for your financial future.

We can also help you understand your protection options, including life insurance, critical illness cover and income protection, helping you consider how your mortgage and household finances could be protected if your circumstances unexpectedly change.

Your adviser can explain the different types of protection available and help identify appropriate cover based on your individual needs.

Why Choose Mortgage Force Edinburgh?

• Whole-of-market mortgage advice – we compare mortgage products and lenders from across the market to find options suited to your circumstances.
• Clear, fixed-fee service – our fee is £495 for most first-time buyer, remortgage, Buy to Let and Help to Buy cases, so you’ll know the cost of our advice from the outset.
• Free initial consultation – start with a free, one-hour consultation, either by telephone or in person, with no obligation to proceed.
• Your own mortgage adviser – our lead Edinburgh adviser, Will Townsend, provides a customer-first service and will guide you through each stage of your mortgage journey.
• Clear, straightforward guidance – we’ll explain fixed-rate, tracker and other mortgage options clearly, without unnecessary jargon.
• Hands-on application support – we’ll manage your mortgage application, liaise with lenders and keep you informed as it progresses.
• Local Edinburgh and Scotland expertise – we help clients throughout Edinburgh and Scotland while also arranging mortgages across the UK.
• Mortgage and protection advice – as well as your mortgage, we can help you consider appropriate life insurance, critical illness and income protection.
• Regulated mortgage advice – Mortgage Force (UK) Ltd is authorised and regulated by the Financial Conduct Authority.