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Buying a home can be overwhelming. There are so many mortgage options
First Time Buyer Mortgages mark an exciting step towards owning your first home. But the process can feel overwhelming.
A remortgage means switching your current mortgage to a new one, usually on the same property. You may choose to stay with your current lender or move to a new one.
Buy to let mortgages remain a smart option for anyone looking to generate rental income from property. But finding the right deal can take time, especially with today’s changing market.
Think your credit history might stop you getting a mortgage? You’re not alone — and more importantly, you’re not out of options. Our Mortgage Brokering services will search all the available options and find the right Adverse Credit mortgage for you.
Let’s talk about deposits. Traditionally, first-time buyers needed at least 5 percent of the property price. It was the golden rule. But now? Not always. Things have changed, and there are new, exciting Low Deposit Mortgage options worth exploring.
You know the home you desire. We will work with you to make it a reality.
Mortgage Force (UK) Ltd is a well-established mortgage broking firm dedicated to serving consumers by identifying the most competitive and appropriate mortgage options, ultimately saving you both time and money in your search. Allow us to handle the challenging aspects for you.Our team of mortgage broking experts is available to offer you the necessary guidance, whether in person or, if it is more convenient, via telephone at a time that works best for you.Here is what we will do for you.
Explaining all your mortgage options
We will give you a clear and complete guide to all your mortgage options, so you can confidently choose the one that best suits your needs.
Helping you choose a mortgage
Our team of experienced mortage brokers will ensure you choose the right mortgage — it can save you thousands over the term of the loan.
Advising on appropriate protection and insurance
When taking out a mortgage, it’s critical to have the right protection and insurance in place to safeguard yourself, your home, and your loved ones.
Handling the application process
Handling the mortgage application process properly can save time, reduce stress, and improve your chances of getting the best deal. Here’s a clear step-by-step guide.
Offices Throughout The UK
Rachel has been incredible in securing us a mortgage and I cannot recommend her highly enough. The whole process was clear from beginning to end and Rachel kept us up to date every step of the way. We had a tricky property to mortgage and Rachel was able to secure us a good product from a high street lender. I have recommended her to friends and family and would use her again for any future mortgages. Thanks Rachel!
HMW
Dec 16, 2023
Roger identified a much better deal for us, he was very clear, knowledgeable and professional. There was an issue re our lender taking the wrong amount and Roger got this corrected ASAP. He did exactly what he said he would do and addressed an issue with the lender promptly.
Mr and Mrs W
June 16 2025Zak has always had my best interests in mind and is willing to find me the best features that suit my circumstances. He is always willing to explain everything in detail, is always promptly informing me of what is happening and always willing to check up when things are delayed.
Mr W
May 01 2024Just to let you know that our purchase was finally completed yesterday! Thank you so much for all your help up to this point. It was indeed an extremely extended time. Having you looking after our mortgage arrangements definitely helped in keeping the stress from getting out of hand. Thank you.
Ms A
May 10, 2025I have shared your contact details in our Facebook group as there are so many in situations like ours and some far worse off.It is the least that I can do - you have worked so hard for us. Cant tell you how great we feel today knowing that we are now with a high street lender
Mr & Mrs B
April 15, 2025I have used Mortgage Force for 20 years initially with David Plant, and for the last 3/4 years with Michelle Barraclough. Great service, and most importantly a personal approach from advisors (and a business) that I can trust. Keep up the good work.
Mr P
April 07, 2022Michelle was fantastic in helping to arrange my mortgage and I am so grateful for her help. Chloe Dallas was also excellent in keeping me updated with the process in Michelle’s absence. I am really grateful for the help received from them both and I will definitely recommend Michelle and mortgage force to family and friends.
Mr P
March 17, 2023Meet the Morgage Force team.
Kevin
- Graduate entrant at natwest before moving on to John Charcol , Savills , Hamptons , Robert Sterling , Square Mile and been MD of 4 industry businesses.
Ricki
- Ricki joined Mortgage Force in 2016 due to increased client demand and became Director of the firm in 2021. He provides mortgage and protection advice to clients across Cambridge and the surrounding areas.
Walter
- I began my career in the mortgage industry at John Charcol after graduating in 1983 with a 2:2 in Law & Politics. Over the years, I held a variety of roles across sales and operations, eventually serving as Managing Director.
Suzanne
- I started my Financial Career over 35yrs ago at Nationwide Building Society where I spent 20yrs and had various roles including Customer Service Manager and Mortgage Underwriter.
Read the latest news on lending from Mortgage Force
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- February 15, 2026
Why Critical Illness Cover Matters More Than You Think
When most people hear the term critical illness cover, they might brush it off as just another insurance product. But it’s not quite the same as life insurance or income protection. It’s there for something more specific, if you’re diagnosed
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- February 8, 2026
A Better Way to Start Your First Time Mortgage Plan
Starting your first time mortgage plan can feel like stepping into something you’ve never done before. There are forms, choices, and numbers you might not fully understand yet. It’s easy to feel like you’re meant to know more than you
- Mortgage Force UK Ltd
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- February 1, 2026
Do I Need Income Protection Insurance If I’m Employed?
When you’re employed, it’s easy to assume you’ll be covered if something unexpected happens. Most of us think that if we get sick or injured, our employer will take care of us. Regular wages, sick leave, a bit of support,
- Mortgage Force UK Ltd
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- January 25, 2026
What Tracker Mortgage Means for You in 2026
A tracker mortgage works differently from the fixed rates many of us have heard about. Instead of staying at one set level, it moves up or down based on another interest rate, usually the Bank of England’s base rate. This
- Mortgage Force UK Ltd
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- January 18, 2026
A team of industry pros to guide you each step of the way
Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalised loan options that save you time and money.
