Expert Buy to Let Mortgage Broker
From First Timers to Experienced Landlords
Whether you're remortgaging a rental property, buying your first investment, or switching to a new deal, our experienced buy to let mortgage brokers are here to help. We work with a wide range of mainstream lenders and have access to specialist buy to let providers who understand that not every case fits a standard model.
Many of the most competitive buy to let mortgage deals come from lenders you won’t find on the high street. By matching your circumstances to the most suitable lenders from the outset, we help streamline the application process, reduce delays, and improve your chances of approval.
With expert guidance from a dedicated buy to let mortgage broker, your application can progress faster — saving you time, stress, and helping you move forward with confidence.
How much deposit do I need
Deposits for buy-to-let mortgages are usually higher than those for other mortgage types. This is because lenders typically require your rental income to exceed your mortgage payment by approximately 25%. Due to the heightened risks the interest rates may differ from those of other mortgage categories.
Quirky Properties Welcome
Do you have your eye on something a bit different? You’re not alone. Quirky properties often offer great returns, but not every lender likes them. Luckily, we do. Because our whole-of-market approach means we can find buy to let mortgages for the homes others overlook. Just ask — we might surprise you.
Don’t Forget the Tax Chat
Before you change anything in your property finance setup, speak to a tax adviser. Because understanding your position is key. It helps you make confident, informed decisions about your next buy to let mortgage.
Buy to Let Mortgage Broker Services for All Property Types
- Houses
- Apartments
- Retail
- Factories
- Office Buildings
- Warehouses
- Non-Profits
- Mixed-Use / Single Use
Buy to Let Mortgages for Ex-Pats
Buy to let mortgages aren’t just for UK residents. If you live abroad, a specialist buy to let mortgage broker can still help you invest in UK property. Many lenders offer expat buy to let mortgages designed specifically for landlords living overseas. Whether you’re renting out your former UK home or building a new investment portfolio, our experienced buy to let mortgage brokers will guide you through the process — wherever you are in the world.
Buy to Let Mortgages for Retired Applicants
Yes, you can apply for a buy to let mortgage after retirement. Many lenders now welcome retired applicants and will consider income from pensions, investments, savings, or existing rental properties.As an experienced buy to let mortgage broker, we can help you find a deal that fits your circumstances — allowing your retirement income to work harder and go further.
Buy to Let Mortgage Advice – Local Offices
Our buy to let mortgage advice is available nationwide, but many landlords prefer to work with a local adviser who understands the market.
If you’d like to speak to a Mortgage Force adviser near you, choose your local office below.
Cambridge
Derby
London
Edinburgh
You can also explore our latest articles in our Buy to Let mortgage guides section.
Some kind words from our clients
Rachel has been incredible in securing us a mortgage and I cannot recommend her highly enough. The whole process was clear from beginning to end and Rachel kept us up to date every step of the way. We had a tricky property to mortgage and Rachel was able to secure us a good product from a high street lender. I have recommended her to friends and family and would use her again for any future mortgages. Thanks Rachel!
A 5 star experience of first time buying thanks to Rachel and Joanne. I was worried buying a home would come with so much stress but I can honestly say it’s been more or less stress free! Quick and professional communication and even got a better mortgage deal than I thought! Can’t recommend or thank them enough!
Rachel and Jo at Mortgage Force were outstanding start to finish. They went above and beyond with everything they did, helping us to purchase our first home. We've been told many times how stressful buying a house is but with Mortgage Force it felt like a breeze! Rachel was informative and broke everything down so that we fully understood all of the house buying lingo and both Jo and Rachel were friendly, helpful, super quick to respond to any queries and just a pleasure to deal with.
First Time Buyer Mortgage Advice – Local Offices
While our first time buyer mortgage advice is available nationwide, many clients prefer to work with a local adviser.
If you’d like to speak to a first time buyer mortgage broker near you, choose your local Mortgage Force office below.
First Time Buyer Mortgage Broker in Cambridge
First Time Buyer Mortgage Broker in Derby
First Time Buyer Mortgage Broker in London
First Time Buyer Mortgage Broker in Edinburgh