Mortgage Insights is where we share practical guidance, market updates and expert commentary to help you make informed property and finance decisions. Whether you’re buying your first home, reviewing a remortgage, investing in buy to let or simply keeping an eye on interest rate changes, understanding the wider mortgage landscape is essential.
In this section, you’ll find in-depth articles covering mortgage trends, lender criteria changes, affordability rules, interest rate movements and evolving government policies that can affect borrowers. We break down complex topics into clear, straightforward explanations so you can understand not just what is happening — but what it means for you.
You’ll also find insights into specialist scenarios such as self-employed applications, credit history challenges, equity release considerations and protection planning. Our aim is to provide balanced, informative content that helps you prepare before speaking to a lender or adviser.
If you’re looking for tailored guidance, explore our detailed mortgage advice guides or speak to one of our regional advisers for personalised support.
First-time buyers across the UK are facing a changing property market in 2026, shaped by a mix of government support schemes, mortgage rule changes and wider economic pressures. While some
The conflict involving Iran has had a noticeable knock-on effect on the UK mortgage market, creating fresh uncertainty for borrowers, lenders and homebuyers alike.
UK government bond markets experienced renewed pressure this week after reports of fresh attacks on commercial ships near the Strait of Hormuz unsettled global financial markets. The uncertainty pushed 10-year