Equity Release Calculator
Use this calculator to explore an illustrative level of borrowing based on your property value and a loan-to-value (LTV) percentage you select.
Age is an important factor in determining how much you may actually be able to release. It does not change the illustrative LTV you select below.
The percentage is the illustrative Loan-to-Value (LTV). LTV is the amount borrowed as a percentage of your property's value.
For example, 25% LTV on a £400,000 property represents £100,000 of borrowing. If you have an existing £50,000 mortgage, this would normally need to be repaid first, leaving an illustrative £50,000 available to you.
The LTV actually available will depend on factors including your age, property and the criteria of the equity release provider. Selecting a percentage here does not mean you will qualify for that amount.
Select a percentage of your property's value to explore what the figures could look like.
Try another illustrative borrowing level or speak to an adviser about the options that may be available.
Illustrative amount you could release
After repaying your existing mortgage.
See how interest could affect the total lifetime mortgage balance
Change the rate to see how compound interest could affect the total lifetime mortgage balance over time if no repayments are made.
The rate shown is for illustration only. It is not a current product rate, quote or recommendation.
The rate is for illustration only and is not a quote or recommendation.
Want to know how much you could actually release?
Request an assessment and a Mortgage Force adviser can discuss your circumstances and available options.