If you're wondering what’s next for the UK housing market and interest rates, here’s some encouraging news: UK house prices are forecast to rise by over 22% in the next five years, and while interest rates remain at 4%, signs point to a gradual decline. Let’s break down what this means for homeowners, buyers, and savers in simple terms.
From 7 August 2025 the US put a broad “reciprocal” tariff regime into effect, lifting average US tariffs to multi-decade highs and layering extra levies on sensitive sectors (cars, metals, some tech inputs).
As we move into May 2025, both central banks and mortgage lenders are making strategic moves in response to a shifting economic outlook.