Scottish Mortgage Market Update: What Buyers and Homeowners Need to Know in 2026
The UK mortgage market has seen another busy week, with several major lenders including Nationwide, NatWest, Santander and Barclays reducing selected fixed-rate mortgage products as funding costs eased. While mortgage rates remain higher than many borrowers would like, the increased competition between lenders is providing more choice for homebuyers, remortgagers and property investors.
What Rising Unemployment, Interest Rates and Inflation Mean for Homeowners and Mortgage Borrowers
New figures released by the UK’s Office for National Statistics (ONS) show that the economy is facing a mixed and uncertain outlook. Unemployment has increased slightly, wage growth is slowing, and concerns around inflation remain high due to ongoing global tensions and rising energy prices.
What Recent Market Movements Could Mean for Mortgage Rates
UK government bond markets experienced renewed pressure this week after reports of fresh attacks on commercial ships near the Strait of Hormuz unsettled global financial markets. The uncertainty pushed 10-year gilt yields up to 4.65%, compared with 4.49% .