Thinking about buying your first home? With UK house prices forecast to rise by 22% by 2029, waiting could cost you more in the long run.
Right now, interest rates are holding steady at 4%, but experts expect cuts over the coming months — a move that could make mortgages more affordable and bring more buyers back to the market.
In short:
House prices are expected to grow steadily each year
Lower rates ahead could make borrowing cheaper
Acting sooner might help you buy before prices climb further
If you’re planning your first move, now’s the time to explore your options.
Read more in our latest update: https://www.mortgageforce.co.uk/uk-housing-market-set-for-growth-as-interest-rates-hold-steady/
Or chat with Mortgage Force for Smart Advice, Tailored For You.
www.mortgageforce.co.uk
info@mortgageforce.co.uk
01332 900789
“Best decision I ever made.” We love hearing feedback like this! A huge thank you to Sarah & Rhona for going above and beyond once again. Trusted advice, clear communication, and genuine care - that’s what Mortgage Force is all about 💙
We’ve just seen some great news for our industry — the UK mortgage market is on track to outperform expectations this year, with forecasts now reaching up to £550 billion in total lending.
And we’re thrilled to share that Mortgage Force is right on track with that trend, we’re heading for a record-breaking year ourselves, with almost £1.5 billion in lending set to be achieved!
This success reflects the hard work of our brilliant team and the continued trust of our clients. Whether you’re a first-time buyer, remortgaging, or exploring later life lending, we’re here with Smart Advice, Tailored for You.
Thank you for being part of our journey — here’s to an exciting finish to 2025!
Read the full article: https://www.mortgagesolutions.co.uk/news/2025/11/06/tmpe-2025-mortgage-market-on-track-to-outperform-uk-finance-expectations/
www.mortgageforce.co.uk
info@mortgageforce.co.uk
01332 900789
#MortgageForce #MortgageBroker #UKMortgageMarket #MortgageAdvice #Property #FinancialSuccess #SmartAdviceTailoredForYou
The Renters’ Rights Bill — the biggest shake-up to the rental market in 30 years — has finally received Royal Assent.
It’s all over the news, but what does it actually mean for renters, landlords… and the mortgage market?
Swipe through for the key takeaways and our take as mortgage experts.
Whether you’re a landlord wondering how this affects your portfolio, or a renter starting to plan your first home purchase, we’re here to help you navigate the changes with confidence.
Smart Advice, Tailored For You.
www.mortgageforce.co.uk
info@mortgageforce.co.uk
01332 900789
#RentersRightsBill #MortgageAdvice #BuyToLet #FirstTimeBuyer #PropertyNews #MortgageForce
Mortgage Approvals Rise in September!
Despite pre-Budget jitters, the housing market showed real strength last month:
Purchase approvals climbed to ~65,900
Rates dipped to 4.19%, the lowest since Jan 2023
Gross lending hit £24.9bn
All signs point to sustained demand and lender confidence. If you’ve been hesitating, now could be a moment worth exploring.
Want a second opinion on your mortgage or remortgage options? Let’s chat.
www.mortgageforce.co.uk
Source: www.mortgagesolutions.co.uk/news/2025/10/29/mortgage-approvals-rise-in-september-defying-pre-budget-jitters-boe/?utm_source=Mortgage+Solutions+subscribed&utm_campaign=3b3bce4f59-EMAIL_CAMPAIGN_8_9_2023_12_39_COPY_05&utm_medium=email&utm_term=0_747b260d73-3b3bce4f59-221081442
#MortgageNews #HomeBuyers #Finance #MortgageRates #PropertyMarket #MortgageAdvice
A big thank you to LiveMore for hosting our London broker meeting and delivering an insightful session, as well as Gen H and Afin on lending for those “trickier” mortgage cases. We wrapped up the day in style, raising a glass to Nick’s 50th birthday (complete with some truly unforgettable cupcakes courtesy of Michelle).
With the Chancellor’s Autumn Budget set for 26 November, all eyes are on what could come next for interest rates and the wider economy.
Recent figures reported by The Times and The Sunday Times show that average mortgage rates have risen for the first time since February, a timely warning for nearly a million homeowners whose deals end in the next six months.
Political announcements and fiscal policy shifts can quickly influence the mortgage market, sometimes overnight. That’s why we’re encouraging borrowers to review their mortgage options well before the Budget, and ideally at least six months before their current deal ends.
Acting early means you can secure a rate now and stay protected, whatever comes out of Westminster next month.
At Mortgage Force, we believe in being proactive, not reactive — offering Smart Advice, Tailored For You.
www.mortgageforce.co.uk
info@mortgageforce.co.uk
01332 900789
Take Me Home 25 – Supporting EveryYouth
We’re thrilled to announce Take Me Home 2025 — a special, sell-out Christmas concert bringing together incredible mortgage industry talent and West End stars, all in support of the amazing charity EveryYouth. 💙
Thanks to the generosity of our sponsors — some of the leading lenders in our industry — every penny raised will go towards helping young people facing homelessness build brighter futures.
Over the coming weeks, we’ll be sharing more about the fantastic work @everyyouth_uk does, including stories from some of the young people they’ve supported, and introducing the sponsors helping make this magical evening possible.
Stay tuned — this is one event that’s truly about coming together to make a difference.
#TakeMeHome25 #EveryYouth #MortgageIndustryGivesBack #WestEndMeetsMortgage #MortgageForce
Thinking about buying your first home? With UK house prices forecast to rise by 22% by 2029, waiting could cost you more in the long run.
Right now, interest rates are holding steady at 4%, but experts expect cuts over the coming months — a move that could make mortgages more affordable and bring more buyers back to the market.
In short:
House prices are expected to grow steadily each year
Lower rates ahead could make borrowing cheaper
Acting sooner might help you buy before prices climb further
If you’re planning your first move, now’s the time to explore your options.
Read more in our latest update: https://www.mortgageforce.co.uk/uk-housing-market-set-for-growth-as-interest-rates-hold-steady/
Or chat with Mortgage Force for Smart Advice, Tailored For You.
www.mortgageforce.co.uk
info@mortgageforce.co.uk
01332 900789
“Best decision I ever made.” We love hearing feedback like this! A huge thank you to Sarah & Rhona for going above and beyond once again. Trusted advice, clear communication, and genuine care - that’s what Mortgage Force is all about 💙
We’ve just seen some great news for our industry — the UK mortgage market is on track to outperform expectations this year, with forecasts now reaching up to £550 billion in total lending.
And we’re thrilled to share that Mortgage Force is right on track with that trend, we’re heading for a record-breaking year ourselves, with almost £1.5 billion in lending set to be achieved!
This success reflects the hard work of our brilliant team and the continued trust of our clients. Whether you’re a first-time buyer, remortgaging, or exploring later life lending, we’re here with Smart Advice, Tailored for You.
Thank you for being part of our journey — here’s to an exciting finish to 2025!
Read the full article: https://www.mortgagesolutions.co.uk/news/2025/11/06/tmpe-2025-mortgage-market-on-track-to-outperform-uk-finance-expectations/
www.mortgageforce.co.uk
info@mortgageforce.co.uk
01332 900789
#MortgageForce #MortgageBroker #UKMortgageMarket #MortgageAdvice #Property #FinancialSuccess #SmartAdviceTailoredForYou
The Renters’ Rights Bill — the biggest shake-up to the rental market in 30 years — has finally received Royal Assent.
It’s all over the news, but what does it actually mean for renters, landlords… and the mortgage market?
Swipe through for the key takeaways and our take as mortgage experts.
Whether you’re a landlord wondering how this affects your portfolio, or a renter starting to plan your first home purchase, we’re here to help you navigate the changes with confidence.
Smart Advice, Tailored For You.
www.mortgageforce.co.uk
info@mortgageforce.co.uk
01332 900789
#RentersRightsBill #MortgageAdvice #BuyToLet #FirstTimeBuyer #PropertyNews #MortgageForce
Mortgage Approvals Rise in September!
Despite pre-Budget jitters, the housing market showed real strength last month:
Purchase approvals climbed to ~65,900
Rates dipped to 4.19%, the lowest since Jan 2023
Gross lending hit £24.9bn
All signs point to sustained demand and lender confidence. If you’ve been hesitating, now could be a moment worth exploring.
Want a second opinion on your mortgage or remortgage options? Let’s chat.
www.mortgageforce.co.uk
Source: www.mortgagesolutions.co.uk/news/2025/10/29/mortgage-approvals-rise-in-september-defying-pre-budget-jitters-boe/?utm_source=Mortgage+Solutions+subscribed&utm_campaign=3b3bce4f59-EMAIL_CAMPAIGN_8_9_2023_12_39_COPY_05&utm_medium=email&utm_term=0_747b260d73-3b3bce4f59-221081442
#MortgageNews #HomeBuyers #Finance #MortgageRates #PropertyMarket #MortgageAdvice
A big thank you to LiveMore for hosting our London broker meeting and delivering an insightful session, as well as Gen H and Afin on lending for those “trickier” mortgage cases. We wrapped up the day in style, raising a glass to Nick’s 50th birthday (complete with some truly unforgettable cupcakes courtesy of Michelle).
With the Chancellor’s Autumn Budget set for 26 November, all eyes are on what could come next for interest rates and the wider economy.
Recent figures reported by The Times and The Sunday Times show that average mortgage rates have risen for the first time since February, a timely warning for nearly a million homeowners whose deals end in the next six months.
Political announcements and fiscal policy shifts can quickly influence the mortgage market, sometimes overnight. That’s why we’re encouraging borrowers to review their mortgage options well before the Budget, and ideally at least six months before their current deal ends.
Acting early means you can secure a rate now and stay protected, whatever comes out of Westminster next month.
At Mortgage Force, we believe in being proactive, not reactive — offering Smart Advice, Tailored For You.
www.mortgageforce.co.uk
info@mortgageforce.co.uk
01332 900789
Take Me Home 25 – Supporting EveryYouth
We’re thrilled to announce Take Me Home 2025 — a special, sell-out Christmas concert bringing together incredible mortgage industry talent and West End stars, all in support of the amazing charity EveryYouth. 💙
Thanks to the generosity of our sponsors — some of the leading lenders in our industry — every penny raised will go towards helping young people facing homelessness build brighter futures.
Over the coming weeks, we’ll be sharing more about the fantastic work @everyyouth_uk does, including stories from some of the young people they’ve supported, and introducing the sponsors helping make this magical evening possible.
Stay tuned — this is one event that’s truly about coming together to make a difference.
#TakeMeHome25 #EveryYouth #MortgageIndustryGivesBack #WestEndMeetsMortgage #MortgageForce
all staff profiles
Kevin
- Graduate entrant at natwest before moving on to John Charcol , Savills , Hamptons , Robert Sterling , Square Mile and been MD of 4 industry businesses.
Ricki
- Ricki joined in 2016 as an additional advisor due to customer demand and become the Director of our Firm in 2021.
Walter
- I began my career in the mortgage industry at John Charcol after graduating in 1983 with a 2:2 in Law & Politics. Over the years, I held a variety of roles across sales and operations, eventually serving as Managing Director.
Suzanne
- I started my Financial Career over 35yrs ago at Nationwide Building Society where I spent 20yrs and had various roles including Customer Service Manager and Mortgage Underwriter.
Michelle
- With a career in financial services spanning back to the early 1990s, I began my professional journey as an Executive Financial Planning Manager at HSBC.
Emma
- With over 20 years of experience in the mortgage industry, I’ve built my career around helping people feel empowered throughout their home-buying journey. Mortgages have always been my professional world—it’s what I know best!
AJ
- With over 20 years of experience in mortgage brokering, an MA in Economics, and a CeMap qualification, I'm fully certified to provide regulated mortgage advice in the UK.
Paul
- With over 25 years of experience in the financial services industry, I am a fully qualified Independent Financial Adviser specialising in mortgages, equity release, and protection
Lorraine
- With over three decades of experience in the financial services industry, I bring both deep expertise and heartfelt dedication to helping clients navigate the mortgage process.
Michelle
- Michelle joined Mortgage Force in 2018, having previously worked in a mangerial role with The Derbyshire and Nationwide Building Society.
Silvia
- I have worked in the mortgage industry for over 30 years, primarily in a supporting capacity across a wide range of roles.
Ann
- Started in accountancy at age 16 (& still here 40 odd years later) initially in practice but soon moved into industry as prefer the everyday variety.
Rachel
- I worked at The Nottingham Building Society for over 10 years before joining Mortgageforce. My role was mainly taking NRAM/MXBBG/West Brom leads and allocating them to the advisers.
Martin
- Nearly 20 years with company, done virtually every role within the finance department over that time working my way up to FC. Derby County season ticket holder for 29 years.
Warren
- Warren joined Mortgage Force in 2019, having previously worked as a residential mortgage broker for one of the UKs leading estate agency groups.
Zak
- Zak specialises in first & next time buyers, re-mortgages and Buy to Let mortgages.
Pete
- Pete has over 30 years’ experience in all aspects of financial planning, now specialising in Mortgage and protection needs, and is our Equity Release specialist.
Yasmin
- I have worked in finance functions for over 10 years, I previously worked for Wowcher, Breedon Trading plc and MAB. Working for Mortgage Force is my favourite of course, I can see the effect my efforts have on the business compared to places I have worked previously.
Carrie
- Carrie has worked for Mortgage Force since 2004, having previously worked in the banking sector.
Sam
- Sam Joined Mortgage Force in 2024 having previously worked for Lloyds Banking Group for 15 years.